No Dental Insurance? No worries!

We offer flexible dental financing options in support of your total well-being.

We accept most major dental insurance plans
We accept all major credit cards
We offer a discount for cash payments
We help you arrange low monthly payment options with VIP Health dental plans (see below).

We offer dental financing options that work for you. You can depend on Kremer Dental Care to work with you to reach your oral health goals! Whether you want to restore your teeth to proper function, or have a beautifully white smile, we are committed to helping you keep your teeth for a lifetime.

It is now easier than ever to keep your beautiful smile with our:

$29 VIP Health Plan

Giving you all the benefits of dental insurance without the cost

No Dental Insurance? No worries!

Our goal is to provide patients who have no dental insurance coverage with affordable, quality dentistry. With our Dental Health Plan, we are able to do so by offering annual memberships with low monthly payments (just $29 per month after a one-time $99 start up fee). Unlike dental insurance coverage, you know exactly what treatments are covered under your plan.

Services included in your plan:

  • 2 dental cleanings a year
  • 2 dental exams a year
  • All necessary x-rays
  • Fluoride treatment
  • Oral cancer exams
  • Oral health instructions


  • 15% off emergency exams
  • 15% off many services
  • 15% off in-house orthodontic treatment

Deferred Payment Plans

Enjoy it now, and pay for it later!

We offer deferred payment plans through our VIP Health, which has a plan to fit almost every budget. We can offer you 3-month no interest plans, 6-month low interest plans, and 12 to 60-month extended payment plans.


Deferred payment plans allow you to:

  • Start treatment today. (Subject to credit approval)
  • Track payments online.
  • Freedom to choose the payment option best for you.
  • No credit cards, No introductory rates, No application fees.


VIP Health has a plan to fit almost every budget, including 3 month no interest plans, 6 month low interest plans, and 12 to 60 month extended payment plans.

VIP Health payment table
Any questions at all... call us today!
(530) 892–1234

Insurance and Financing

You can depend on Kremer Dental Care to work with you to reach your oral health goals! We are committed to helping you keep your teeth for a lifetime.
Dental Financial Options

Complete Dental Services

At Kremer Dental Care in Chico, we focus on preventative dentistry to help you maintain your healthy smile, and restorative dentistry to give you a brand new smile!
View Dental Services

Make an Appointment

Our #1 goal is to help you enjoy your teeth and your smile for a lifetime. So, book an appointment and become a part of the Kremer Dental Care family.
Make an Appointment

Here’s what our patients are saying about us...

  • My confidence level is off the charts! Looking back on my teeth before veneers... WOW! Major, major difference! 

    In the process between the temporary and the porcelains, there were quite a few visits to the dentist office to make sure the real things were going to fit just right and feel natural. In the mean time, when my teeth weren't feeling accurate, Dr. Kremer and the team didn't waste any time fitting me into their schedule to figure out exactly what the problem was.
    Hannah C. - CHICO
    Jarvis Web Solutions Ltd.
  • For years I had disliked my smile because I went to a dentist who did more harm than good. After going to Dr. Kremer I have a wonderful smile and receive compliments on how beautiful my teeth are.  

    Dr. Kremer's staff is caring and compassionate and explains procedures that will be done and how long it will take. I couldn't be happier with the service I received.

    Dr. Kremer advertises as a dentist but he really a magician! Thanks, Dr. Kremer, for restoring something I thought I would never see again.....a beautiful smile.
    Patti M. - CHICO
    Jarvis Web Solutions Ltd.
  • I love my new smile! 

    I have had lifelong dental problems that have made me apprehensive and actually fearful to see a dentist. 

    From the moment I walked into his office door I felt as if I was the staff's number one priority. Their friendly welcome put me immediately at ease.

    Not only did Dr. Kremer phone me the day after surgery to make sure I was healing properly, his assistant gave me her home number to call if I had questions or concerns.

    Dr. Kremer's office is beautiful and the dental equipment is state-of-the-art. I am glad I chose a dentist who is so knowledgeable and a leader in the dental field. Thanks Dr. Kremer, I love my new smile.
    Sharon B. - CHICO
    Jarvis Web Solutions Ltd.
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